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Enhancing existing systems such as Verified by VISA by providing strong authentication. A unique one-time code is generated from the user's PIN to authorise the transaction. No one the spot registration with the Verified by VISA service is required.

Verify

Verify the identity of the web site you are paying money to.

Dynamic CVV2

The Dynamic CVV2 feature provides a PIN generated variable Card Verification Value for online merchant, enhanced POS and ATM processing.

Features Synchronization of the CP with CNP experience Secret PIN never keyed into an un-trusted third party device Card issuer control over online purchase authorization Minimal change to processing software Leverage existing hardware infrastructure

Mitigates Non Chip & PIN based card skimming Un-trusted PIN input devices Over reliance on physical signatures Both CP and CNP retail fraud ATM fraud